1+ months

Commercial Credit Team Leader - 1901049

Bank of Hawaii
Oahu, Hawaii
  • Job Code

Commercial Credit Team Leader - 1901049

Bank of Hawaii
In 1897, Bank of Hawaii was the first chartered and incorporated bank in the Republic of Hawaii. Weve been here from territorial days, growing and changing with Hawaii. Today, we are the largest independent bank in Hawaii a result of knowing our business and community, and always staying ahead of change.  We are constantly finding creative ways to deliver leading edge financial services to our customers.  Now, were embracing change with our new 21st century banking. 

Its our people who help us succeed in offering first class service and products to our customers.  As a member of the Bank of Hawaii community, you will be among the very best in your profession in an environment that places a high value on integrity, innovation and teamwork.  People who are agile, savvy, forward-thinking and entrepreneurial can learn and grow with us.

Does this sound like you?
Are you ambitious?  Want to make a difference in peoples lives?  Do you thrive in an environment that leverages your abilities as a fast learner, good listener, and problem-solver?   If you love challenges, relish complexity, and have moxie, consider applying your unique talents with a Hawaii banking leader Bank of Hawaii.  Here you can be at the forefront of whatever you do. Welcome to your tomorrow!

A day in your life as a Commercial Credit Team Leader:
Under the direction of the Commercial Banking Credit Manager, the Commercial Credit Team Leader oversees credit analysis, underwriting and portfolio management for assigned commercial banking units.  The Team Leader supervises a team of Underwriters and Analysts and is responsible for the evaluation of financial and other risks associated with business clients in order to make a credit decision, loan structuring, and making recommendations to a credit approver.  The Team Leader may approve loans within their credit authority so long as they have not underwritten the credit request. This position requires strong commercial credit skills and extensive experience.  Ensures business units compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act.  

Well give you these important responsibilities
  • Exercises credit guidance and administrative control over all phases of the credit analyses, underwriting, policy compliance and approval; directly or through subordinates.  Monitors credit process to ensure that responses are within acceptable service standards. Meets regularly with staff and business units to discuss credit issues and ensure satisfactory and timely servicing of client needs.  Performs deal screens with the Manager or Wholesale Credit Administrator and Primary Relationship Officers (PROs).  Structures, determines credit covenants, and/or fine-tunes credit facilities proposed by Primary Relationship Officers (PROs).  Evaluates the quality of credit analysis and write-ups in Credit Approval Memorandums (CAMs), and provides appropriate training and feedback to Underwriter, Analyst and/or PRO.
  • Leads, supervises, train, coaches and motivates staff to provide a high level of professional service which contributes to the unit and division goals and objectives.  Responsible for the management of all employees in the team including staffing and scheduling, compensation, performance management, training and development.   Goal is to attract, retain and motivate the team to achieve management business objectives and maintain a favorable employee relations climate.  Responsible for the timely and effective management of People Services forms and documents relevant to immediate staff.
  • Exercises lending authority within delegated limits; ensures that credit decisions are rendered in a consistent, reasonable, and timely manner, and ensures accuracy of risk rating.  
  • Leads select department projects under the guidance of the Manager, to contribute to the unit and division goals and objectives.
  • As necessary, prepares CAM package and written summaries, including forward looking acceptability of risks for credit-write-up. Is responsible for the accuracy of the content of these documents.

if you come to us with these qualifications

  • Bachelors degree from an accredited institution with major in business or related area, or equivalent business and/or business credit work experience.

  • Minimum of 10 - 12  years of commercial credit experience, with preferably at least 5 years of responsibility for sound credit decision-making; 
  • General product knowledge and operational knowledge preferred;
  • Commercial lending line experience as a Primary Relationship Officer preferred; or
  • Equivalent work experience; and
  • Two - three years of lead/supervisory/management experience also required.
  • Must have a thorough understanding of all aspects of financial statement analysis, including applicability to cash flow lending.

Technical Skills: 
  • Demonstrated proficiency and expertise with personal computers in a networked environment and Microsoft applications (Outlook, Word, Excel, Access, and PowerPoint) or similar software.  
  • Requires excellent worksheet skills and good working knowledge of database programs.  
  • Knowledge of or ability to use Bank software and systems.

Other Job Qualifications: 
  • Demonstrated verbal and written communication skills, including presentation skills.  
  • Must have the ability to express complex ideas in concise and simple terms. 
  • Able to demonstrate strong analytical and quantitative skills, with excellent attention to detail.  
  • Must be able to manage multiple assignments with changing deadlines in a high pressure environment.  
  • Able to build strong working relationships with a collaborative approach, but must also be a self-starter with the ability to work independently.  
  • Possesses good interpersonal skills and client servicing skills to meet the Banks standards.  
  • Must always follow up and follow through. 
  • Able to work flexible hours including holidays, weekends and evenings as needed or assigned.  
  • Must be able to provide own transportation or to operate a vehicle with a valid drivers license and commute in a timely manner as required. 
  • Able to travel by air as necessary.

All qualified applicants will receive consideration for employment and will not be discriminated against on the basis of any legally protected classification including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or protected veteran status.  Bank of Hawaii takes affirmative action in support of its policy to advance in employment legally recognized individuals including minorities, women, protected veterans and individuals with disabilities.

Job Function Banking/Lending
Primary Location Hawaii-Oahu
Schedule Full-time
Job Posting Nov 1, 2019, 5:27:07 PM
Unposting Date Ongoing


Posted: 2019-11-12 Expires: 2020-02-21
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Commercial Credit Team Leader - 1901049

Bank of Hawaii
Oahu, Hawaii

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